Roth Ira Contribution Limits 2024 Calculator In. Unlike taxable investment accounts, you can’t put an unlimited amount of money into a roth ira. Not fdic insured • not insured by any federal government agency • not a deposit or other obligation.

Here’s a rundown of the 2023 and 2024 roth ira income and contribution limits, based on your filing status and modified adjusted gross income (magi): If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and file jointly, your magi must.